Don’t Text and Drive – Join Mercury Insurance and Take the Pledge

Each of us have the power to save lives.

Millions of drivers endanger themselves and the lives of others everyday by texting while driving. IronPoint Insuance wants to help Mercury Insurance make our roads and highways safer for everyone, so we’re asking that you join us and Mercury Insurance by pledging not to text while driving.

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Why Choose a Mercury Insurance Agent?

 When you’re shopping for auto and home insurance you need to consider Mercury Insurance.  Mercury is one of the top insurance companies in California, and has historically offered some of the most competitive auto and home insurance rates in the state.  If you’re considering changing your auto and home insurance, or just want to see if there are some savings available, you should put Mercury Insurance on the top of the list of companies you’ll shop.

Here are some of the top reasons to consider Mercury Insurance: Read More

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Independent vs. Captive Insurance Agent

There are basically two types of insurance agents: captive insurance agents and independent insurance agents.  Both are professionals and have the same state licensing certifications. 

 So what is the difference? 

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Who is Best to Give you Comparison Auto Insurance Qutoes?

What does it mean to get a “comparison auto insurance quote?”  This is a mantra of many online auto insurance companies, you know, internet companies that simply feed your data through to a number of insurance agents and you eventually get a quote through email. 

The comparison auto insurance quote is an important way to save money on your auto insurance, so we should get it straight.  Let’s not make a game of it, or simply Read More

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Mercury Home Insurance – Understanding Your Home’s Replacement Cost

When purchasing your home insurance policy you will have an option to purchase a policy on an “actual cash value” or replacement cost basis.  A policy issued on an actual cash value basis may be attractive as it will generally cost you less, however; it provides less coverage than a policy issued on a replacement cost basis.  In the simplest terms, the actual cash value policy pays for covered losses less reasonable depreciation, while the replacement cost policy will pay to re-build the home without depreciation.  In order to properly protect your property, you should purchase you home insurance policy on a replacement cost basis.

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